Why choose us?
Today’s commercial lending market now has more lenders and more packages for you to choose from than ever before, making for a very competitive environment.
Which is good for you because these lenders are all striving to offer you the best deal in order to gain you as a customer.
What we offer
Decisions in principle made within 24hrs of application
You time is precious. Our decision regarding the principle will be made within 24hrs, and you will be updated with the exact status.
Loan amounts of £25k+ to £25 million
We have to potential to sanction loans within 25 thousand and 25 million.
Self certification of income available
We also provide the service to get income certification to our clients.
If you were caught using a mobile phone whilst driving, and you now have a CU80 conviction on your record, it might be difficult for you to get car insurance, especially at a reasonable price. Thankfully, this doesn’t mean that you don’t have any options. We provide a guide to CU80 conviction insurance for lots of drivers throughout the UK.
We Won’t Turn You Down For Insurance
Having a conviction like this on your licence can make it much harder for you to get the proper insurance. With that said, you’re not in an impossible situation. We work with many clients in your situation, and we won’t turn you down for the insurance that you need. We’ll look at the circumstances of your conviction and work with you to find an appropriate insurance policy. We can even connect you to one of our specialists so that you’ll be able to find exactly what you’re looking for.
You Won’t Have To Pay Exorbitant Rates
One of the biggest problems people face after a CU80 conviction is higher insurance rates. When you have a conviction like this on your record, insurance companies will see you as a bigger risk. This means that they’ll charge you more. Still, you aren’t doomed to pay higher rates if you can’t afford it. If you do work with us, you’ll be able to spend reasonable rates.
Some insurance companies charge premium rates, but you still have more affordable options available. No matter what sort of quote we give you, you can trust that the rates you are paying will be fair.
We Offer Flexible Payment Options
If you are going to be spending more on your insurance, you might have some concerns about how you’re going to pay for all of it. You’ll be pleased to know that we offer an array of payment options. You can take a closer look at all of the different payment options we provide and find the solution that works for you. Having these kinds of options will make it a lot easier for you to find a choice that you can actually afford.
You’ll Be Able To Get Your Insurance Documents Right Away
If you’re in a hurry to get your hands on your insurance documents, we won’t make you wait any longer than you have to. In fact, you’ll be able to get digital copies of these documents immediately. From there, you’ll be able to print up the documents if necessary and do anything else that you need to do.
If you can’t get your documents when you need them, it could cause a lot of problems. We don’t want to put you in that situation. If you to obtain a policy through us, you’ll be able to obtain the documents you need in a matter of minutes. If you’re searching for CU80 conviction car insurance, you may feel as though you don’t have any options. Thankfully, this isn’t the case at all. We can provide you with the cover that you need, and we can offer you a fair price as well.
The commercial mortgage loan system is not much similar to the home mortgage loan system. If you have never taken a loan earlier, it might be a little bit surprising when you would go through the guidelines of the commercial mortgage loan. You would find out; the business loans are not backed up by the government in many cases. The local lenders charge more money than usual in such cases in the form of interest. Many investors even perlustrate into the borrower’s property, he is giving as a mortgage and also into the borrower’s business, to ensure the security of the money they are lending.
All the given facts suggest you must be careful with what you are expecting while applying for a commercial mortgage loan. You must consider all the risk factors and then should decide the capital amount to be taken as a loan.
You must go through some factors before taking a loan: –
How are you supposed to meet the loan repayment terms?
The loan taker has to return the amount even earlier to what he would have had to pay back to the bank typically. A buyer has to pay the amount on the mortgage as per the interest rate on the principal amount at the earlier stage of 3 to 4 years and then has to pay the whole of the remaining amount in one payment entirely. Some non-banker lenders do not demand the balloon payments earlier and expect the smooth repayments. They usually act as a home loan with higher interest rates. The borrowers can pay the amount back with the dedicated interest amount in twenty to thirty years.
How much amount should you borrow?
According to many bank policies, you are not allowed to take two mortgage loans, and hence you must apply for enough money you require in one go so that you do not need to ask for more loan or go for alternative investment source. When the borrower is applying for the loan to purchase a new property, the seller demands him to pay the down payment amount of about twenty to twenty-five percent of the amount. Therefore, he has to apply for about fifty percent more of the amount he was about to ask for. This has to take care if he has not considered this fact earlier. Before applying for the amount, the borrower must make a note of how much cash he would need to establish the business or to purchase a new property for the same. He must also analyze his capability of paying back the loan as per the EMI he has signed.