Commercial Lender Packages
Below is a small selection of some of the commercial lending packages Commercial Lifeline has access to, there are many more and we are sure to be able to find the right finance packe for you and your paricular ciircumstances.
Whether you have good or bad credit or you’ve been refused finance elsewhere we can help.
| Lender A |
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• Mortgage terms available from 10-30 years
• Advances from £50k to £2m
• Self certification option
• Adverse credit accepted
• Red book valuation required from surveyors’ panel
• Margin from 2.5% to 6% over LIBOR
• Up to 100% LTV (with additional security) |
| Lender B |
|
• Semi commercial only
• Rates from 3.5% above BBR
• Interest only available
• Adverse credit accepted
• No MIG & fast completions
• Max 60% LTV |
| Lender C |
|
• Term loans (first or second charge)
• Max 70% LTV of ERRP
• Capital & interest options
• Bricks and mortar valuation
• CCJ’s, arrears, IVA’s & self-employed (no accounts)
• Unusual properties |
| Lender D |
|
• Bridging Finance
• Stage payment facilities
• True non status
• Interest roll up option
• CCJ’s, arrears, IVA’s & self-employed (no accounts)
• Development finance
• 72hr completion on unencumbered properties |
| Lender E |
|
• Loan amounts of £25,001 to £10 million
• Pension-linked commercial mortgages available
• Interest margin from 1.5% to 3.5% above FHBR
• Decisions in principle made within 48hrs of application
• No penalties for partial capital reductions
• No compulsory banking or insurances required
• Up to 75% of market value incl. the business element |
| Lender F |
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• Minimum loan £30,000
• Interest only option
• Rates from 4% above LSB base rate
• Adverse credit accepted
• Self certification of income available
• Bricks and mortar valuation required on all properties
• Non standard construction |
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