Below is a small selection of some of the lending packages Commercial Lifeline has access to:-

Lender A

 

• Mortgage terms available from 10-30 years
• Advances from £50k to £2m
• Self certification option
• Adverse credit accepted
• Red book valuation required from surveyors' panel
• Margin from 2.5% to 6% over LIBOR
• Up to 100% LTV (with additional security)


Lender B

 

• Semi commercial only
• Rates from 3.5% above BBR
• Interest only available
• Adverse credit accepted
• No MIG & fast completions
• Max 60% LTV


Lender C

 

• Term loans (first or second charge)
• Max 70% LTV of ERRP
• Capital & interest options
• Bricks and mortar valuation
• CCJ's, arrears, IVA's & self-employed (no accounts)
• Unusual properties


Lender D

 

• Bridging Finance
• Stage payment facilities
• True non status
• Interest roll up option
• CCJ's, arrears, IVA's & self-employed (no accounts)
• Development finance
• 72hr completion on unencumbered properties


Lender E

 

• Loan amounts of £25,001 to £10 million
• Pension-linked commercial mortgages available
• Interest margin from 1.5% to 3.5% above FHBR
• Decisions in principle made within 48hrs of application
• No penalties for partial capital reductions
• No compulsory banking or insurances required
• Up to 75% of market value incl. the business element


Lender F

 

• Minimum loan £30,000
• Interest only option
• Rates from 4% above LSB base rate
• Adverse credit accepted
• Self certification of income available
• UK including Northern Ireland
• Bricks and mortar valuation required on all properties
• Non standard construction



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